COUNTER FRAUD

Our approach -
Detect. Defend. Deter.

At Horsley Law, we deliver a strategic, intelligence-led approach to counter fraud. We operate across the full spectrum of Casualty, Disease, Motor, and Healthcare fraud.

Our blend of legal excellence, advanced analytics, and intelligence-led solutions are proven tactics to detect, defend, and deter fraudulent activity — ensuring the integrity of our clients’ portfolios, reputations and the bottom line.

Our counter fraud practice is led by Adrian Le Monnier, one of the UK’s leading  and most respected counter fraud lawyers. As former Head of Counter Fraud at Weightmans LLP, Adrian spent over 10 years building and running one of the country’s most advanced and effective fraud defence teams. His unrivalled experience in high-stakes, high-profile litigation sets the tone for our team’s tactical strength, insight, and delivery.

Our approach – Detect. Defend. Deter.

Our approach is simple but highly effective:

  • Detect potential fraud using proven technology and analytics
  • Defend vigorously with technical precision and litigation expertise
  • Deter future misconduct through sanctions, recoveries and when appropriate strategic publicity.

Detection

Our intelligence team uses the latest in AI, Natural Language Processing, and data science to analyse structured and unstructured data. These capabilities enable us to identify patterns, connections, and risks that others may miss — and to act quickly to neutralise threats. By doing so, we generate high-quality intelligence on individuals, organisations, and wider fraud networks.

Whether tackling opportunistic exaggerations such as  noise-induced hearing loss fraud or staged motor collisions via organised fraud rings, we help clients build proactive strategies and stay ahead of the fraud curve.

Defence

We provide an end-to-end litigation and advisory service across key risk areas:

  • Motor
  • Casualty
  • Disease
  • Healthcare
  • White-collar fraud

With bespoke strategies supported by real-time intelligence, MI analytics and market updates, our approach ensures reduced indemnity spend, protect brands and deliver successful outcomes in complex and contested claims.

Deter

Fraud prevention doesn’t stop at defence as we aim to drive home powerful deterrent messages to those committing or contemplating fraudulent activities by :

  • Pursuing recoveries and committal proceedings
  • Enforcing sanctions
  • Securing findings of Fundamental Dishonesty and Contempt of Court
  • Promoting positive publicity to challenge fraudulent behaviours market-wide

We work closely with our clients to select the right course of action — balancing commercial and reputational priorities.

Our fraud specialisms include;

Casualty fraud

We act for insurers, local authorities, corporates, and self-insureds across the full spectrum of casualty claims to deliver a tactical, results-focused defence and securing custodial sentences where possible.

  • Fabricated or staged accidents
  • Exaggerated injuries
  • Contrived public and employer liability claims

Disease fraud

Our disease counter fraud service focuses on the early identification of fraudulent and manipulated claims, whether driven by the claimant or by claims management firms and solicitors  our strength lies in our deep understanding of claimant behaviours and the use of market data trends and intelligence.

We cover all major disease types, including:

  • Asbestos-related conditions
  • Hand Arm Vibration Syndrome (HAVS)
  • Work-Related Upper Limb Disorders (including CTS)
  • Cumulative back injuries
  • Non-asbestos respiratory diseases
  • Noise Induced Hearing Loss (NIHL) — a major area for organised fraud

We bring unrivalled market knowledge and technical rigour to every claim, ensuring fraudulent patterns are detected and addressed early.

Motor fraud

Motor claims remain a high-risk area  and we investigate and defeat all types of motor fraud, reducing client indemnity spend and promoting strong deterrence. Utilising court-backed precedents, advanced tech, and agile response frameworks we reduce risk and indemnity costs for our clients. 

We also advise insurers on evolving fraud models and shape bespoke counter fraud strategies across portfolios

Areas we specialise in include:

  • Low Velocity Impact (LVI)
  • Late notification claims
  • Staged and induced accidents
  • Phantom passenger claims
  • Credit hire fraud
  • Bus and fleet scams
  • GAP insurance fraud
  • Organised fraud rings

By challenging these scams with court-tested strategies and targeted sanctions, we help safeguard our clients’ positions and send a clear message to the market.

Healthcare fraud

We support NHS Resolution, NHS Trusts, and private healthcare providers to identify and defeat fraudulent claims in personal injury and clinical negligence matters.

Types of fraud include:

  • Clinical negligence
  • Personal injury claims
  • Phantom or staged accidents
  • Exaggerated losses or injuries

Combining deep sector knowledge in healthcare law with fraud litigation expertise, pursue dishonest claimants with precision and sensitivity, ensuring public and private resources are properly protected.

A trusted counter fraud partner

At Horsley Law, we don’t just react to fraud — we anticipate, prevent, and dismantle it. Our cross-sector expertise, legal depth, and innovative mindset make us a go-to partner for fraud-conscious insurers and institutions.

Whether you’re facing a single suspicious claim or a coordinated campaign of fraud, Horsley Law is your trusted partner for intelligence-led fraud defence.

Our counter fraud claims services


Casualty fraud

We act for insurers, local authorities, corporates, and self-insureds across the full spectrum of casualty claims to deliver

Read More

a tactical, results-focused defence and securing custodial sentences where possible. Fabricated or staged accidents. Exaggerated injuries. Contrived public and employer liability claims.

Disease fraud

Our disease counter fraud service focuses on the early identification of fraudulent and manipulated claims, whether driven by

Read More

the claimant or by claims management firms and solicitors our strength lies in our deep understanding of claimant behaviours and the use of market data trends and intelligence. We cover all major disease types, including: Asbestos-related conditions. Hand Arm Vibration Syndrome (HAVS). Work-Related Upper Limb Disorders (including CTS). Cumulative back injuries. Non-asbestos respiratory diseases. Noise Induced Hearing Loss (NIHL) — a major area for organised fraud. We bring unrivalled market knowledge and technical rigour to every claim, ensuring fraudulent patterns are detected and addressed early.

Motor fraud

Motor claims remain a high-risk area and we investigate and defeat all types of motor fraud, reducing client indemnity spend and promoting

Read More

strong deterrence. Utilising court-backed precedents, advanced tech, and agile response frameworks we reduce risk and indemnity costs for our clients. We also advise insurers on evolving fraud models and shape bespoke counter fraud strategies across portfolios Areas we specialise in include: Low Velocity Impact (LVI). Late notification claims. Staged and induced accidents. Phantom passenger claims. Credit hire fraud. Bus and fleet scams. GAP insurance fraud. Organised fraud rings. By challenging these scams with court-tested strategies and targeted sanctions, we help safeguard our clients’ positions and send a clear message to the market.

Healthcare fraud

We support NHS Resolution, NHS Trusts, and private healthcare providers to identify and defeat fraudulent claims in personal injury and

Read More

clinical negligence matters. Types of fraud include: Clinical negligence. Personal injury claims. Phantom or staged accidents. Exaggerated losses or injuries. Combining deep sector knowledge in healthcare law with fraud litigation expertise, pursue dishonest claimants with precision and sensitivity, ensuring public and private resources are properly protected.

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